$10,000 FIRST HOME OWNERS GRANT
If you’re a first homebuyer looking to build a new home at one of our Private Estates now’s a great time with the $10,000 FHOG.
The First Home Owners Grant applies to newly constructed homes in our Private Estates, giving first home buyers more choice than ever!
Furthermore, there are zero or reduced stamp duty costs for first time buyers, making it even more affordable to get into your own home. Exemptions apply to new homes worth up to $430,000 or land up to $300,000.
Now is the perfect time to take advantage of the first home bonus, stamp duty exemptions and low-interest rates, to help you secure your new home call us today on 08 9221 5121.
KEYSTART HOME LOAN
If you thought a low-cost Keystart loan was out of reach, check out the new income limits too – earn up to $90,000 as a single, $115,000 as a couple or $135,000 as a family.
* Terms and conditions apply
Further details are available at www.keystart.com.au – your home loan lender will be able to further help you.
WORKING OUT YOUR FINANCE
Buying or building a home is one of the biggest investments one can make so it is important you’re comfortable with the financial commitment long term. The best way to start is by looking at your current financial situation and working out how much you can afford each week in mortgage repayments by drawing up a budget. If you are already renting, you will have a good idea on how much you can aim for each week in repayments and if you can afford a little more or would like to pay less. The next step would be using an online borrowing calculator and visiting your bank for an accurate loan amount you can take out.
It is also ideal to start researching the type of block (traditional, cottage etc) and browsing different build plans to work out what is important to you in your new home. This will help you work out what you can build within your budget and if you would like to make any adjustments to your budget.